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How we're able to offer LASIK at
discounted prices
If you've done any price
comparison research, you've seen that most doctors charge more than
we do. The reason is most have to lease their surgical
equipment-and pay a "per use" charge and their "per use" as well.
To cover their leasing and "per use" charge they have to charge
their patients more. On top of that, most don't own own their
facilities, so they have high lease payments to cover.
There are three primary reasons
we can charge so much less for our procedures-and still make money
too.
1. We own our own state-of-art
LASIK equipment.
2.We own our own facility -so we
are not at the mercy of landlords and high medical facility rents.
3. BEST LASIK Laser Eye Center is
an independent medical practice. Unlike many others, we are not
owned or managed by public companies or an investment group.
These reasons enable us to keep
overhead down and pass on the savings to our patients without ever
sacrificing the quality of our care.
- Affordable
Financing - We work with several lenders that offer a
variety of financing programs to make vision-correcting care
more affordable than ever, including:
Care Credit
-
No-interest options if balance is paid off within 3, 6, or
12 months;
- Low-interest
financing options with rates starting in the 5.7% apr range;
and
- No prepayment
penalty.
Capital One Healthcare Finance
- No initial
payment
- Low fixed rates
to qualified applicants
- Interest-free
loans for 3, 6, or 12 months to qualified applicants
- No prepayment
penalty
-
Flexible Spending Accounts ("FSA")
- Depending on your tax bracket, using an FSA to pay for Laser
Eye Surgery could save you significantly. Check with your
benefits manager at work to find out if Flexible Spending
Accounts or Health Spending Accounts are offered by your
company. You specify how much of your salary you want deducted
from each paycheck - this money is exempt from federal, state,
and Social Security taxes. This money will be deposited in your
Health Care FSA. Most companies allow you to spend the money any
time during the year, even when it has not fully accumulated in
your account. FSA funds that are not used get forfeited at the
end of the year. We suggest scheduling your exam first, so
you'll know how much to invest in your FSA.
-
Health Savings Accounts - ("HSA")
- Many patients see an enormous win when they use their Health
Spending Accounts for vision correction. Their tax-free funds
pay for their LASIK procedure, and patients get to take
advantage of the portability of their Health Spending Account. HSAs
or Health Spending Accounts were created to encourage people to
save for their retirements and medical expenses. Many patients
take advantage of HSAs, because their accounts became tax-free
through continued investment, and patients know any investment
remaining, after paying for desired treatment, won't be
forfeited when the year ends. HSAs are intended to be portable,
and HSA funds do not get forfeited like Flexible Spending
Accounts - HSAs are, more often, compared to IRAs and savings
accounts. We strongly suggest you speak with your benefits
manager or HR department, to understand all details regarding an
HSA.
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Insurance Coverage & Discounts
- Please contact your HR department to determine if you might be
eligible for a discount or coverage through your Health or
Vision plan. "Vision Care" coverage such as that provided by
Vision Service Plan ("VSP") and Medical Eye Services ("MES") typically
does not cover the cost of vision-correcting treatment, but
coverage can vary from one group or company to another, and on
occasion there is some (limited) coverage or discount
consideration that may apply.
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